Samsung Pay and PayPal have teamed up, enabling Samsung Pay users to use their PayPal accounts to buy things at retailers that accept the mobile payment service.
The partnership, which PayPal initially announced in July, is now ready for use. Besides convenience, another perk is earning Samsung Rewards points when account holders use PayPal.
“Samsung Pay users can load their PayPal account with the debit card or bank account found in their PayPal Wallet for use in-store—all while continuing to earn Samsung Rewards points,” Jim Magats, vice president and head of payments, product and engineering at PayPal, wrote in an April 23 blog post.
Samsung Pay works with near-field communication and magnetic secure transmission, meaning “it works almost anywhere you can swipe or tap a card,” Magats added.
To use the feature, users can tap the plus sign on the upper-right corner of their phone’s home screen, select “Add PayPal” in the “Add payment card” section, make sure One Touch is enabled and choose a debit or bank source to add money, or top-up, the account.
To protect privacy and boost security, PayPal doesn’t send payment information to merchants, Magats wrote.
“Instead we use a virtual account number leveraging tokenization to represent your account info,” he wrote. “In addition, Samsung Pay offers greater peace of mind for customers and merchants than plastic cards thanks to a multi-level approach to security that includes biometric authentication, tokenization of payment credentials and Samsung’s Knox security platform.”
Since last July, Apple has let users in 18 countries, including the United States, use PayPal to buy music, movies, apps, books and more.