Retail Roundup—Kroger's new format, Amazon as a lender

Kroger's urban-format store will be part of a new mixed-use project in Cincinnati. (GBBN Architects)

Kroger plans new format in Cincinnati

By 2019, Kroger will open the first urban grocery store in downtown Cincinnati in more than four decades. The second floor will have a food bar with prepared options and a terrace. (Cincinnati Business Courier)

Amazon keeps growing loan business

Amazon’s lending business continues to pick up speed, as the e-commerce giant loaned more than $1 billion in the past year to merchants selling on its site. Launched in 2011, the service helps businesses that might otherwise have trouble getting loans at a bank. (Bloomberg)

Sears announces 72 more store closures

In addition to the previously announced 180 store closures, Sears has announced that 72 more locations will close in September. The list, released internally, includes 16 Sears stores, 49 Kmart stores and seven auto centers. (Business Insider)

Macy’s considers rooftop on iconic store

Macy’s is considering adding grass to the rooftop of its iconic flagship store in Herald Square. The New York City location will be reconfigured and may include a garden as a way to activate the store’s upper levels. (TheStreet)