On Tuesday (March 31), the House of Representative's Committee on Homeland Security held a hearing where, according to this detailed report from Forbes, committee chairman Rep. Bennie Thompson suggested that the PCI rules were written by card companies to shift blame to retailers and partners rather than actually preventing cybercrime. "I'm concerned that as long as the payment card industry is writing the standards, we'll never see a more secure system," Thompson said.
Hearing a litany of PCI problems, the U.S. Congress threatened to get involved, passing laws making certain provisions mandatory. Although few retailers argue that PCI isn't in need of serious help, Congressional assistance wasn't quite the help desired. It's akin to calling for help because your basement is flooded and having a tsunami respond. Suddenly, the basement flood looks a lot more tolerable.